2.4.0 Safe to install
WavePay: Seamless Transactions At Your Fingertips

WavePay offers an intuitive interface for quick and easy money transfers, making digital payments a breeze in Myanmar.
WavePay is a leading mobile financial service in Myanmar that offers fast, easy, and safe online payments. With its mobile wallet application, it aims to include all users in the digital payment ecosystem, leveraging its extensive network of over 60,000 agents and 200,000+ merchants.
WavePay provides a comprehensive solution for all your payment needs:
- Send money to family and friends using their mobile numbers, even if they are not on the WavePay app.
- Make instant payments at various establishments such as grocery stores, medical shops, electronic shops, and restaurants by scanning QR codes.
- Top up or purchase mobile packs for yourself or your loved ones.
- Easily pay bills for internet services, solar energy, insurance, as well as MFI loans.
- Link your bank or MPU cards to conveniently transfer funds in and out of your WavePay wallet.
WavePay prioritizes the safety and security of its users:
- Your WavePay account is protected by the "One Wallet, One Device" (1W1D) feature, ensuring that access is only possible from one device at a time.
- A mandatory 4-digit PIN must be set during account creation and used to authorize all transactions.
- An additional 6-digit secret code provides extra security for money transfers to non-WavePay users. The recipient can easily collect the funds from the nearest WaveMoney agent shop using the transaction ID and secret code.
The service also offers convenient cash-in and cash-out options:
- You can easily cash-in or cash-out at any of the 60,000+ Wave agent shops across the country.
- Link your bank accounts from partner banks or any e-commerce enabled MPU cards to seamlessly transfer funds in and out of your wallet.
WavePay simplifies airtime top-ups and bill payments:
- Top up your mobile balance or buy packs for any operator, including ATOM, MPT, and Ooredoo.
- Pay your bills with ease across 30+ providers, including ATOM, Ooredoo, Myanmar Net, 5BB, Fortune, Mahar Net, WeLink, and Myanmar APN.
- Make loan repayments across 40+ partners, such as Aeon, Rent2Own, Early Dawn, Yoma Bank, Mahar Bawga, Advans, Alliance, and VisionFund.
- Conveniently pay your insurance premiums from companies like Prudential, Manulife, Capital Taiyo, Young Insurance, and KBZ MS General Insurance.
- Easily settle solar energy bills from OV Solar, Solar Home, and Sun King Solar.
- Make hassle-free healthcare and telehealth service payments to providers like PunHlaing Hospitals, MyanCare, myDoctor, Health4U, and T-Fitness.
With WavePay's fast and reliable payment system, online shopping becomes effortless:
- Instantly pay for your purchases on trusted partners like Shop.com.mm and OwayFresh without worrying about cash on delivery.
- Order your favorite food or groceries on FoodPanda and conveniently pay using the WavePay app.
WavePay also offers the convenience of booking hotel accommodations and tickets:
- Book domestic or international flight tickets on platforms like FlyMya and AirKBZ and make payments using your WavePay wallet.
- Effortlessly book online bus tickets from MMBus Ticket, Oway, AungSan, AungMinGalar, Mandalay Gate, and get real-time updates on seat availability.
- Reserve hotels in advance through partners like Memories Hotel, Memories Travel, and Balloons Over Myanmar.
If you require any assistance, the WaveMoney Call Centre is available every day from 8AM to 10PM. You can call 900 from ATOM Numbers (for free) or dial 097900090000 for other operators' numbers.
To become a business partner or agent, you can email them at [email protected] or contact their call center.
Overview
WavePay APP by Wave Money is a Freeware software in the category Business developed by Wave Money.
The latest version of WavePay APP by Wave Money is 2.4.0, released on 04/24/2025. It was initially added to our database on 11/14/2023.
WavePay APP by Wave Money runs on the following operating systems: Android.
Users of WavePay APP by Wave Money gave it a rating of 5 out of 5 stars.
Pros
- Convenient way to transfer money and make payments
- Easy to use interface for sending and receiving funds
- Available in multiple languages for a wider user base
- Secure transactions with encryption and authentication measures
Cons
- May have limited availability in certain regions
- Possible fees associated with transactions
- Dependent on internet connectivity for transactions to occur
- Customer support may vary in quality

Pete Milner
I'm Pete, a software reviewer at UpdateStar with a passion for the ever-evolving world of technology. My background in engineering gives me a unique insight into the intricacies of software, allowing me to provide in-depth, knowledgeable reviews and analyses. Whether it's the newest software releases, tech innovations, or the latest trends, I'm here to break it all down for you. I work from UpdateStar’s Berlin main office.
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